September 4, 2017 | Barb Huntley
When all of your searching leads you to the perfect home, it’s time to finalize your decision. Making an offer on a house is no small thing; in fact, it’s probably a top decision in your life. So let’s make sure you know what you’re doing!

Know Your Price
Do your research and know what price is in the acceptable range when you make an offer.
A real estate agent will help you select the right price. By looking at comparable homes and knowing the value of neighborhood it’s in, you’ll get a good idea of what price to offer.

Have A Lender At Hand
Unless you’re one of the few people that can pay for a home with cash, you’ll need to work with a lender to get a mortgage approved. If a seller has a lot of offers, being pre-approved by a lender will increase your accountability because they know you will be able to pay the price you offered and have all your ducks inline. It’s important for the seller to take you seriously and a pre-approved mortgage shows you mean business.

Seal The Deal
In the offer, make sure you specify:
  • Address
  • Sale Price
  • Terms (cash transaction, deal subject to a certain mortgage amount)
  • Seller’s promise to provide clear title ownership
  • Target closing date
  • How real estate taxes, rent, bills and utilities will be adjusted between the buyer and seller upon transaction
  • Any contingencies
  • Any requirements required by state

If all is agreed upon, you are ready to sign and seal the deal. You are now new home owners!

We highly recommend using a real estate agent when buying a home. If you don’t see a reason to have help finding a home, we can assure you you will appreciate the help an agent can offer when making an offer on the house you’ve found. There is a lot specifics that come with making an offer; you don’t want to make a mistake that will cost you the chance of owning your dream home.


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